The Press Newspaper

Toledo, Ohio & Lake Erie

The Press Newspaper

The Press Newspaper


First Defiance Financial Corporation announced that net income for its quarter ended June 30, totaled $2.1 million, or $0.19 per diluted common share, compared to $2.9 million or $0.29 per diluted common share for the same period last year.

The 2010 results included $37,000 of acquisition-related charges associated with the company’s May 2010 purchase of the group benefits business line from Andres O’Neil & Lowe Insurance Agency.

For the six month period ended June 30, 2010, First Defiance earned $3.6 million or $0.31 per diluted common share compared to $6.3 million or $0.65 per diluted common share for the six month period ended June 30, 2009. Excluding the after-tax cost of the $24,000 acquisition-related charges in 2010, First Defiance earned $3.6 million, or $0.32 per diluted common share for the first half of 2010.

“We are encouraged by our overall second quarter results,” said William J. Small, Chairman, president and chief executive officer.  “Credit quality once again had a major impact on our second quarter earnings with a higher provision for loan losses, but we are seeing some positive movement toward improving credit quality over the last several quarters. We are also pleased with the improvement in the net interest margin this quarter despite the low interest rate environment. We do foresee a continuation of a difficult economic environment throughout 2010.”

First Defiance is the parent company of First Federal Bank, which has local offices in Genoa and Oregon.

Opportunity knocks
Elizabeth Mayer, Physician Assistant, has joined the staff of the NorthWest Ohio

       Elizabeth Mayer

Primary Care Physicians, Perrysburg.

Mayer previously worked at Family Medical Center of Michigan and Portage Valley Medical Center.  She is a graduate of Medical College of Ohio with her MSBS, PA-C, and University of Toledo with her BA; she is also a nationally certified PA.

Mayer has been a practicing physician assistant for ten years in primary care and dermatology.

The NorthWest Ohio Primary Care Physicians has offices in Perrysburg, Woodville, Rossford and Maumee.

Gold stars
Susan Patton, Northwood, and Lillian Meadows, Walbridge, are among the Avon sales representatives to win a trip to Punta Cana in the Dominican Republic. The two were recognized as being among the company’s top performers in sales and leadership.

Leaders sought
Leadership Ottawa County is seeking applications for its 2010-2011 class. The initiative helps trains civic and business leaders. Class curriculum includes sessions on: leadership skills, team building, problem solving, conflict resolution, communication, public speaking, boardmanship, business and economic development, government structure, and the history and heritage of Ottawa County.

Class meets the second Wednesday of each month September through May, 1:00 to 9:00 p.m. Call Sheila Powell at 419-366-7420.

At the clubs
The Eastern Maumee Bay Chamber of Commerce will host a networking event at Ralphie’s, 3005 Navarre in Oregon on Thursday, 4:30 to 6:00 p.m. RSVP to Sarah at 419-693-5580.


The Oregon Economic Development Foundation and the Eastern Maumee Bay Camber of Commerce will host its annual Party in the Parking Lot Thursday, August 19 from 4:00 to 8:00p.m. at 2460 Navarre. Call Linda at 419-693-9999.

Just the fax: Fax items before Wednesday at noon to 419-836-1319, e-mail to, or send to The Press, Box 169, Millbury, OH 43447.




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