It’s something no one wants to think about – a trusted caregiver stealing.
AARP offers these six tips to guard against theft:
1. Use a reputable caregiving agency. Ask your hospital or doctor for home care agency recommendations. Make sure the agency is properly bonded, licensed, insured and accredited. Interview the agency’s supervisor, find out how long the aide has worked for the agency and talk to any family that previously employed her. Always keep the lines of communication open with the agency.
2. Find out what actions an agency will take if there is a theft. Will the agency take full responsibility for any theft? Will it call the police to investigate? In order to file a successful claim for reimbursement with the agency’s insurer, a theft must be reported to the police, and local authorities must interview your loved one. That could be emotionally difficult for everyone involved.
3. Be cautious about hiring an aide on your own. It may be cheaper hiring an aide independently, but you should inquire about the aide’s background, talk to previous employers and pay a reputable firm to do a criminal background check if you decide to take this route. Make sure the aide is a U.S. citizen or legal resident, and pay the employer’s portion of Social Security to be on the up and up.
4. Keep an inventory of valuables in the home. Compile a list and take pictures to document your parent’s valuables, put them under lock and key, or remove them from the home. Don’t forget about hidden jewelry or valuables, and think about removing any valuable memorabilia displayed in the house. There’s no need to put temptation in front of anyone.
5. Don’t invite petty theft. Your parent should keep only a small amount of cash at home. Don’t leave money in obvious places, such as the nightstand next to the bed. Make sure your loved one keeps any checkbook, ATM and credit cards, and computer passwords in a secure place.
6. Watch your loved one’s bank account and credit card charges. Make sure a family member receives duplicate bank statements and credit card bills — or better yet, has online access to your loved one’s accounts so financial transactions can be monitored. Look for unusual spending: a bank account that is suddenly bleeding cash, checks made out for cash, or unusual credit card transactions. There are plenty of stories about aides getting a power of attorney, putting their names on bank accounts or receiving expensive gifts from their ailing charge. Don’t let this happen to your loved one.
For more caregiver information, visit www.aarp.org.