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It’s important to know the details of your credit
Not maintaining a good credit score can cost you hundreds of dollars on
a car loan.
Kris Downey, marketing director at Bay Area Credit Union, offers this hypothetical example for someone seeking a five-year car loan of $18,000:
At an interest rate of 6.7 percent, a borrower with a credit score of 750 would have monthly payments of $354 and pay $3,235 in interest over the 60-month life of the loan. A borrower with a score of 650 would have an interest of 8.1 percent and monthly payments of $366. Total interest would be about $3,952.
The difference: $717. Read Full Story...
“Upside-down” autos a major problem for buyers
Bankruptcy not the best answer for mounting debt
Pay Day loans can prove to be financial traps
Debt becoming hardship for the young and educated
Zoe is young, educated and broke.
Ryan is too.
Both have jobs, mortgages and a lot of debt.
They are not alone.
Nearly two-thirds of young adult households have incomes under $50,000. One in five struggles with debt hardship. In other words, they spend more than 40 percent of their income to service debt. In fact, the average college-educated young adult has $19,000 in student loan debt and $10,000 to $15,000 in credit card debt. Read Full Story....
Are credit cards a necessary evil for today’s undergrads?
Grads say debt worry is a constant in their lives
Overdraft, ATM, other bank fees take a bite out of account balances
For some in debt, garnishment follows graduation
special feature: Pets As Family
Pet owners want informed consent of drug risks
Last
October, I took my dog, Mattie, to the Sylvania Veterinary Hospital
for the first time for surgery to remove her spleen following a brief
illness. I was reluctant, at first, because I would be taking her from
her long-time veterinarian, who knew her well, and handing her off
to strangers. Yet I was drawn by the hospital's round the clock care.
Read Full Story...
Do you know about the drugs your pet will get?
Anesthesia safer today for senior dogs and cats
Pain killers can be dangerous, too
In December, 2004, Sue Draeger, of Curtice, noticed her black Labrador retriever, Murphy, was sore from arthritis. Eager to alleviate its pain, she took the dog, who was in otherwise good health, to her veterinarian, who prescribed a common pain killer, Rimadyl (Carprofen). In the next three weeks, Murphy's health declined so rapidly that Draeger had the dog put to sleep. Read Full Story...
Pet owners can report adverse drug events
Do’s and don’ts of NSAIDs
Courts attach little value to pets
Pets get no help from the Better Business Bureau
Pets are a beloved part of the family, Press readers say
Are our pets being over-vaccinated?
By Melissa Burden
Special to the Press
When you get a new puppy or kitten, veterinarians give them standard vaccinations to guard against infectious diseases. But scientists for years have been questioning the need for annual “boosters” for adult dogs and cats. Some studies have shown routine vaccinations can even cause cancer and other serious diseases in pets. Read Full Story...
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