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Social Security answers commonly-asked questions
Written by Mike McHugh   
Thursday, 10 December 2009 16:15
Social Security Public Affairs Specialist in Toledo

Disability
Q.: I am about to apply for Social Security disability benefits. I have two children, ages 9 and 12. If my application is approved, will they get benefits, too? Or do the children also have to be disabled to qualify for benefits on my record?
A.: If you qualify for Social Security disability benefits, your children may receive dependent’s benefits based on your work record, even if they’re not disabled themselves. As long as you receive benefits, their benefits will continue until they reach age 18, or until age 19 if they are still in high school. If your children are disabled, however, at the time that they reach age 18, they may be able to continue receiving benefits into adulthood. For more information, visit our Web site on disability benefits at www.socialsecurity.gov/disability.

Q.: I am 59 years old and I currently receive Social Security disability benefits. Can I still get my regular Social Security retirement benefits when I reach full retirement age?

 
Medicare Part D open enrollment: things to consider
Written by Barbara E. Riley   
Thursday, 10 December 2009 16:13

Medicare Part D prescription drug benefit open enrollment runs through Dec. 31. During that time, if you are covered by Medicare, you can add, drop or change your prescription drug plan for coverage that begins Jan. 1, 2010. If you are happy with your current plan, you do not need to do anything for your enrollment to continue, but you still should review that coverage for changes and consider if another plan may be better.

Since plans change each year, you should annually review your prescription drug needs and compare Medicare drug plans - including your current plan - for cost, coverage and convenience. Some of these factors might be more important to you than others, depending on your situation and prescription drug needs.

When you get Medicare prescription drug coverage, you pay part of the costs, which will vary by plan, and Medicare pays part. Your premium is the monthly cost you pay to join a Medicare drug plan. While the plan with the lowest premium may be tempting, be sure to investigate what the plan will cover. You will be responsible for other costs.

 
Dry winter air can lead to nosebleeds
Written by Press Staff Writer   
Thursday, 10 December 2009 16:12

Tilt your head back to stop a bloody nose?

That old-fashioned advice for kids is just plain wrong.

Unfortunately, there’s a lot of misinformation on how to stop this common childhood malady. 

Dr. Diane Heatley, associate professor of surgery (otolaryngology) at the University of Wisconsin School of Medicine and Public Health, says old-time remedies like lying down or holding the head back will not work, because children’s nosebleeds usually start in blood vessels in the front of the nose.

“If you make the child lie down or hold back the head, blood will run into the throat and make the child choke,” she says. “The child should actually sit up and lean forward so blood can enter the front of the nose, and then gently apply pressure by squeezing the nostrils together for at least five minutes until normal clotting occurs.”

“A cold cloth or small ice pack on the bridge of the nose will also slow blood flow by constricting blood vessels -- if your child will tolerate it,” she adds. “But an ice pack on the back of the neck won’t do much.”

 
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