The Press Newspaper

Toledo, Ohio & Lake Erie

The Press Newspaper

The Press Newspaper


Two residential structures in Northwood will be demolished this winter after being declared nuisances by the Wood County Health Department.

Funds from the Neighborhood Stabilization Program (NSP), also known as the “Welcome Home” program, will be used to raze the structures, according to Northwood City Administrator Pat Bacon.

An asbestos study has been completed and will be submitted to the Wood County Planning Commission, said Bacon.

“The next step is to advertise for bids,” she said. “My hope is to have the structures demolished and the property cleared in late January or early February.”

Bacon identified the structures to be removed. “I knew grant monies were there, so I identified two properties and said, `Let’s get going on these.’ So now it goes to the Wood County Planning Commission for its stamp of approval.”

The NSP grant can only be used in designated areas, said Bacon.

“The designated area in Northwood is where we have a lot of foreclosures,” she said.

Paul Tecpanecatl, of Poggemeyer Design Group, which is administering the funds on behalf of Lucas County, said the NSP was created by the Housing and Economic Recovery Act of 2008 as part of the economic stimulus package.

“Congress allocated money to help communities address the foreclosure problems,” said Tecpanecatl.

The program provides funds to purchase and rehabilitate foreclosed and vacant properties within targeted areas of Region 2, which includes Northwood, the Oregon/Bayshore area, Rossford, the central/downtown area of Bowling Green, North Baltimore, West Millgrove, areas of Springfield Township, and areas in the Village of Holland.

“Larger communities like Toledo got their funds from Housing and Urban Development (HUD), and they got close to $12 million,” said Tecpanecatl. “Smaller communities were broken up into regions. The area we’re working with is Region 2, which includes all of Wood County, and Lucas County, with the exclusion of Toledo. Region 2 got $1.9 million. We hope to do about 20 demolitions and between 14-18 rehabilitations, where we actually acquire the property and sell it. Or if some non-profit organizations want to maintain the property and rent it out, they can.”

Individuals are also eligible to buy up foreclosed and vacant properties for rehabilitation, he said.

“We have about $70,000-$85,000 available toward the purchase and rehabilitation of a house,” he said.

Once the homes are purchased and rehabilitated, the owners must live there, he said.

“So long as you live there, depending on how much money you get, the money is forgiven over a period of time,” he said.

Income limits for the program exceed the normal Section 8 HUD program, he said. Households must meet income qualifications of 120 percent or less of the area’s median income.

“For example, a one person household could earn up to $51,900 and be eligible,” he said.

Income limits also include:
• A family of two, up to $59,350;
• A family of three, $66,750;
• A family of four, $74,200;
• A family of five, $80,100;
• A family of six, $86,050;
• A family of seven, $91,950;
• A family of eight, $97,900.

Besides rehabilitation, funds may be used for down payment assistance and closing costs.

Approximately $900,000 needs to be committed prior to the program deadline of June 30.

Qualified homebuyers must:
• Complete eight hours of homebuyer counseling from HUD Certified Housing Counselor;
• Contribute a minimum of $500 out of pocket contribution toward the purchase.
• Purchase a 12-month homeowner’s insurance policy for property
• Qualify for a fixed rate HUD-insured mortgage or conventional mortgage loan through a lending institution;
• Mortgage should not be more than 4 percent over current prime rate;
• Mortgage payment cannot exceed 30 percent of household gross monthly income;
• Residential property must be foreclosed and vacant or vacant for at least 90 days
• Property must be sold for at least 1 percent less than the appraised value.

To request an application, contact the Poggemeyer Design Group at 419-352-7537, Ext. 333, toll-free at 1-877-836-3206 or by email at



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